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Type Of Homeowners

HO3

An HO-3 insurance policy is a form of home insurance that protects policyholders against property damage, legal liabilities and other expenses associated with unexpected disasters befalling your home

HO4

HO-4 or Renters insurance covers your personal property, additional living expenses, and liability. Unlike a traditional homeowners insurance policy, you won't get any coverage for the dwelling you live in (and you don't need it, given you're renting)

HO6

HO-6 insurance is basically homeowners insurance for condo or co-op owners. A typical HO-6 policy covers your belongings, liability, and is designed to cover losses to the structure of your unit that your condo association's master policy won't.

DP1 & DP3

A DP1 & DP3 insurance policy is a form of home insurance that protects policyholders against property damage, legal liabilities and other expenses associated with unexpected disasters befalling your home

Flood

Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage specifically due to flooding. Floods may be caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure.

BUILDER’S RISK

Builder’s risk insurance, also known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction